 |
Current Loan Rates
Rates Effective as of Jan 1, 2012
| LOAN
TYPE |
APR* |
TERM |
| New 2012 Vehicles (Cars,
Trucks & Vans) |
3.99 % |
60 Months |
3.95% |
48 Months |
3.75 % |
36 Months |
| |
| Demo & Program Vehicles
(Less Than 15,000 Miles) |
4.75 % |
48 Months |
4.75 % |
60 Months |
| |
| Used Vehicles (Cars, Trucks &
Vans) 2012 |
4.99 % |
60 Months |
| 2011 - 2010 |
5.25 % |
Up To 60 Months |
| 2009 - 2008 |
5.50 % |
Up To 48 Months |
| 2007 - 2005 |
6.00 % |
Up To 36 Months |
| 2004 & Older |
6.00 % |
Up To 36 Months |
| |
| New Motor Homes &
Travel Trailers |
6.75 % |
60 Months |
| 6.50 % |
48 Months |
| |
| Used Motor Homes &
Travel Trailers |
7.75 % |
60 Months |
| 7.50 % |
48 Months |
| |
| New Boats, Trailers,
ATV's, & Motorcycles |
6.75% |
48 Months |
6.50 % |
36 Months |
| |
| Used Boats, Trailers, ATV's &
Motorcycles |
7.75 % |
36 Months |
| |
| Share Covered |
3.25 % |
60 Months |
3.00 % |
48 Months |
| |
| Other Secured Loans
$10,000+ |
9.99 % |
60 Months - $10,000+ |
48 Months - $5,000+ |
36 Months - $3,000+ |
| |
| Signature |
16% - 18% |
36 Months |
10% - 18% |
24 Months |
| |
| Single Payment Notes |
18.00 % |
6 Month Maturity Max. |
| |
Any loan that is granted an extention from the above terms will have a 1/2% rate increase per every 6 month extention imposed to the loan. Also posted rates are with 20% down or less than 80% loan to value(calculated by CU with NADA)
Non-member $25.00 application fee will apply.
|
| |
*APR is the Annual Percentage Rate.
AMBRAW Federal Credit Union: Phone 618-943-2913 |
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