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Current Savings Rates
Rates Effective as of August 9, 2006
| ACCOUNT
PRODUCT |
MINIMUM
OPENING DEPOSIT |
MINIMUM
BALANCE TO OBTAIN APY* |
INTEREST
RATE |
APY* |
| Share Savings |
$5.00 |
$50.00 |
0.50% |
0.50% |
| Share Draft Checking |
$10.00 |
$500.00 |
0.25% |
0.25% |
| Christmas Club Account |
$5.00 |
$50.00 |
1.00% |
1.00% |
| |
| 91 Day Certificate |
$500.00 |
$500.00 |
1.00% |
1.00% |
| 6 Month Certificate |
$500.00 |
$500.00 |
2.23% |
2.25% |
| 12 Month Certificate |
$500.00 |
$500.00 |
2.47% |
2.50% |
| 18 Month Certificate |
$500.00 |
$500.00 |
2.72% |
2.75% |
| 24 MonthCertificate |
$500.00 |
$500.00 |
2.72% |
2.75% |
| 36 Month Certificate |
$500.00 |
$500.00 |
2.96% |
3.00% |
| |
| 18 Month IRA Certificate |
$1,000.00 |
$1,000.00 |
2.72% |
2.75% |
| |
*APY is the Annual Percentage Yield.
A penalty may be imposed for early withdrawal.
Rates Subject To Change.

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